Chapter 7 - The Road to Ruin

By Tuesday afternoon, Derek Cross’s world had completely disintegrated into ash.
He sat on the curb of an asphalt strip mall outside the downtown district, his linen suit crumpled, dirty, and stained with coffee. His sleek leased sedan had been seized right out of the Vanguard executive garage. When he tried to call an Uber, his credit cards were declined—the bank had frozen every account tied to his Social Security number following the criminal grand larceny complaint filed by Arthur Vance.
With trembling hands, he dialed Lauren’s private cell phone for the fiftieth time.
Finally, the call connected.
“Lauren! Thank God!” Derek pleaded, tears of humiliation running down his cheeks. “You have to talk to your father! There’s been a massive misunderstanding! Natalie—my wife—she’s insane, she fabricated those audit reports—”
“Derek, do not ever call this number again,” Lauren’s voice came through the speaker, devoid of any of the playful affection she had displayed forty-eight hours ago. It was dripping with venom and disgust.
“Lauren, please! I left her for you! I packed my bags, I threw away four years for us!”
“You idiot,” Lauren snapped. “My father is currently on the verge of losing his entire commercial development portfolio because of you. Prescott Capital called in forty million dollars in short-term credit notes this morning. My father spent the last three hours on his knees begging Arthur Vance not to liquidate our family’s private assets. Vance made it crystal clear: if our family has any contact with you, Prescott will destroy us by Friday.”
“Lauren—”
“You told me your wife was a nobody! A pathetic, penniless nobody!” Lauren shrieked. “She is Julian Prescott’s only daughter! You left the heiress to an eight-billion-dollar maritime and real estate empire to chase after my father’s regional contracts? You are the biggest, stupidest fool on the eastern seaboard. Lose my number or I’ll file a restraining order.”
The line went dead.
Derek dropped the phone onto the gravel between his knees. The harsh midday sun beat down on his neck. Passersby walked past him, casting suspicious glances at the grown man weeping on the curb outside a payday loan office.
Desperation, primal and overwhelming, clawed at his chest. There was only one person who could stop this nightmare. Natalie had always been kind. She had always forgiven him. When he forgot their anniversary, she made him dinner. When he lost his previous job, she worked overtime to pay his car insurance. She loved him. She had to still love him.
He stood up, dusted off his trousers, and began walking the four miles toward the modest rental house where he had left her on Friday morning.
When he finally arrived, panting and drenched in sweat, his heart sank even further.
A large moving van was parked in the driveway. Three professional movers were carrying out the old thrift-store table, the faded sofa, and the chipped cabinets. Standing on the porch, clipboard in hand, was Arthur Vance.
“Where is she?” Derek shouted, stumbling up the gravel walk. “Where is my wife? Natalie! Natalie!”
Vance lowered his clipboard, his expression stern and completely unbothered. “Miss Prescott is not here, Mr. Cross. And this house has been officially vacated. In fact, Prescott Capital purchased the entire parcel of land this morning. The structure is scheduled for demolition tomorrow afternoon to make room for a community youth center.”
“I want to see her!” Derek lunged forward, but two plainclothes security guards stepped out from behind the moving truck, blocking his path with crossed arms. “She can't do this! The law protects spouses! I have rights to her assets!”
Arthur Vance chuckled—a dry, pitying sound. He reached into his coat pocket and handed Derek a thick legal document.
“Here are your divorce papers, Mr. Cross. Because of the clear photographic, digital, and financial evidence of your open adultery, willful abandonment, and grand theft, the state court has granted an expedited dissolution hearing. Miss Prescott is claiming zero financial support from you. In return, you have surrendered every claim to marital assets, including this rental’s security deposit.”
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Vance stepped down the porch stairs, pausing right in front of Derek.
“You told Miss Prescott that she was an anchor holding you back from real wealth. It appears, Mr. Cross, that you cut your own lifeline.”